At the Gladstone Law Group. we will act on your behalf to assist and negotiate with your lender to help you stay in your home.

Please contact us today! You may be eligible for one or more of the following programs:

• Loan Modification – may involve interest rate reduction, extending the term of the loan and/or changing the type of loan.
• Repayment Plans – over a specified period of time, the borrower makes additional payments, along with regular monthly payments until the loan is current.
• Special Forbearance Agreements – repayment plan options which may include reduced or suspended payments for borrowers with temporary financial problems.
• Deed In Lieu of Foreclosure – the borrower voluntarily conveys the title to the lender to avoid foreclosure.
• Short Sales – the borrower sells the property to a third party and the lender will accept less than it is owed in order to satisfy the debt.
• VA Refunding – VA purchases the loan from the lender.
• FHASecure Program - a refinancing option through a FHA insured loan. This program is only available for borrowers with a non-FHA ARM that has reset and acceptable credit rating.
• Partial Claim (FHA Loans only) – lender agrees on a one-time payment from the FHA Insurance Fund.